Have You Given Much Thought About How Obamacare Will Affect Your Family When It Comes to Dental and Orthodontic Care?

Dec 13, 2013 No Comments by

We certainly have and unfortunately we are unable to provide you with hard and fast answers. When it comes to the implementation of the Patient Protection and Affordable Care Act there is much confusion and grey area. The clear language states that pediatric dental is part of the essential health benefits required by the new law. There are many people who have health insurance that does not include dental. Therefore it seems many people must add this coverage if they have children 19 and below in age. The government has expanded those that are eligible for CHIP and Medicaid coverage. According to the American Dental Association, in 2010 16 percent of children had no dental insurance, public or private. The ADA estimates 3 million children will gain benefits through the health benefit exchanges by 2018. It also seems that cosmetic orthodontics is not an essential benefit but leaves it up to each state to determine what is cosmetic and what is not. After research, it seems the only specific thing Texas is including as “non-cosmetic orthodontics” is TMJ treatment. Many people choose to pay for their orthodontic treatment with tax free flexible spending accounts. Those accounts are now limited by the government to $2500. Below are a few websites that broach the subject of Obamacare and dentistry. It will be interesting to follow this topic and see how it pans out.

http://www.atr.org/braces-kids-more-expensive-obamacare-tax-a7407
http://poorrichardsnews.com/post/40288880219/surprise-obamacare-raises-the-cost-of-getting-braces
http://www.ada.org/news/8991.aspx

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